IGOR DEMOVIC

Co-founder at ELIA • builder of product and people teams

Igor is a Slavic name meaning "warrior" — and true to that, Igor Demovic has spent his career building things worth fighting for: teams that ship, products that matter, and companies that last. Based in Bratislava, Slovakia. After 20 years, he still loves coding.

Currently building

ELIA ASISTENT AI chatbot for customer support. Answers only from your knowledge base, and hands the conversation to a human when it doesn't know.

Jot for stoics

— Marcus Aurelius, Meditations

BLOG

Posts about development and AI

STRIPE MANAGED PAYMENTS VS. PADDLE: WHY I'M CHOOSING THE MORE EXPENSIVE ONE

PUBLISHED ON 2026-08-17

On my US-weighted card mix Stripe's merchant-of-record product costs more than Paddle. The real fee stack, the Adaptive Pricing detail that changes the math, and why I'm picking it anyway.

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PAYMENT SERVICE PROVIDER (STRIPE) VS. MERCHANT OF RECORD (PADDLE): THE SAAS FOUNDER'S GUIDE

PUBLISHED ON 2026-08-14

Stripe vs. Paddle is not a pricing question, it is an architecture question. PSPs, Merchants of Record, EU VAT, and why the either/or is dissolving into hybrid setups.

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THE 30-SECOND TEST THAT REVEALS A BAD AI CHATBOT

PUBLISHED ON 2026-08-02

Ask a demo chatbot something that is definitely not in the documentation. A good one hands you to a human. A bad one invents a policy you don't have.

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